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The two rate increases by the Central Bank in the last couple of months resulted in bond yield increases that translated to fixed term mortgage rates aggresive upward trend .Early indications are that the actions were pre mature and we are now starting to see bonds give back some of the yields. Indications are the Government will wait to determine whether their past actions will create the results they are looking for. We expect to see another rate increase before the end of this year by 1/4% and another three rate increases next year..