Don't haggle with the banks. There are no additional costs for us to find you the right mortgage at the lowest rate.
Current probabilities of a rate hike by BoC on October 24,2018 is now 90% with a followup hike in March 2019 being effectively 100%. The decline of a demand for Canadian Bonds has caused the yield to increase by as much as 10 bsp, in the past week. Further declines will lead to to higher fixed term mortgage rates. We suggest locking in your rates or getting rate guarantees.